Welcome to First Capital's Small Commercial Program:

First Capital Small Commercial program offers investors and small business owners a number of flexible lending options. Ranging form $100,000 to $3,000,000, our lending options fit a number of property types and needs. Programs range from the conventional to the unconventional hard money loans.

   See our product options below for more information:

   Loan Amounts:Full Doc: $100,000 - $3,000,000
Stated: $100,000 - $2,000,000

   Term/Amortization:30 Years/30 years

   Initial Fixed Period:3, 5, 7, 10 or 30-year fixed options

   LTVs:Conventional: 70-90% depending on property type
Hard Money: 50-60%

   Quick Close:30 - 45 Days

   Loan Uses:Acquisition, refinance or cash-out to supplement business cash flow

   Property Types:Apartments (5 or more units)
Mixed-Use Buildings
Office Buildings
Retail Store/Shopping Centers
Warehouses
Mini Storage Facilities
Mobile Home Parks
Hotels/Motels
Restaurants
Automotive-Day Care Centers
Light Industrial-Special Purpose Properties

   *The above options and terms are general guidelines only and are subject to change without notice. Each Transaction is evaluated on a case-by-case basis.

   Call us today at (916) 213-5272 to satisfy your financing needs!

   Forms: 
   
1003

1003 Form